Home / St. Louis, MO
Mortgage Calculator — St. Louis, MO
Median home price in St. Louis: $210,000. Monthly payment: $1,118/month (20% down, 7%, 30yr). Property tax rate: 1.38%.
= $42,000
Monthly Payment
$1,118
Loan Amount
$168,000
Total Interest
$234,375
Total Cost
$444,375
Payment Breakdown
Down Payment$42,000 (9.5%)
Principal$168,000 (37.8%)
Total Interest$234,375 (52.7%)
St. Louis Mortgage Payments by Rate
| Rate | 15-Year | 30-Year | Total Interest (30yr) |
|---|---|---|---|
| 5.5% | $1,373 | $954 | $175,399 |
| 6% | $1,418 | $1,007 | $194,608 |
| 6.5% | $1,463 | $1,062 | $214,275 |
| 6.75% | $1,487 | $1,090 | $224,272 |
| 7% | $1,510 | $1,118 | $234,375 |
| 7.25% | $1,534 | $1,146 | $244,580 |
| 7.5% | $1,557 | $1,175 | $254,885 |
| 8% | $1,605 | $1,233 | $275,781 |
St. Louis Property Tax & Total Housing Cost
Property Tax Rate
1.38%
$2,898/year
Monthly P&I
$1,118
20% down, 7%, 30yr
Est. Total Monthly
$1,359
P&I + property tax
Affordability in St. Louis
10% down ($21,000)$64,240/yr needed
15% down ($31,500)$61,246/yr needed
20% down ($42,000)$58,252/yr needed
25% down ($52,500)$55,258/yr needed
Based on 28% housing cost rule. Includes property tax.