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Mortgage Calculator — San Diego, CA
Median home price in San Diego: $830,000. Monthly payment: $4,418/month (20% down, 7%, 30yr). Property tax rate: 0.73%.
= $166,000
Monthly Payment
$4,418
Loan Amount
$664,000
Total Interest
$926,339
Total Cost
$1,756,339
Payment Breakdown
Down Payment$166,000 (9.5%)
Principal$664,000 (37.8%)
Total Interest$926,339 (52.7%)
San Diego Mortgage Payments by Rate
| Rate | 15-Year | 30-Year | Total Interest (30yr) |
|---|---|---|---|
| 5.5% | $5,425 | $3,770 | $693,243 |
| 6% | $5,603 | $3,981 | $769,166 |
| 6.5% | $5,784 | $4,197 | $846,895 |
| 6.75% | $5,876 | $4,307 | $886,409 |
| 7% | $5,968 | $4,418 | $926,339 |
| 7.25% | $6,061 | $4,530 | $966,674 |
| 7.5% | $6,155 | $4,643 | $1,007,402 |
| 8% | $6,346 | $4,872 | $1,089,991 |
San Diego Property Tax & Total Housing Cost
Property Tax Rate
0.73%
$6,059/year
Monthly P&I
$4,418
20% down, 7%, 30yr
Est. Total Monthly
$4,923
P&I + property tax
Affordability in San Diego
10% down ($83,000)$234,631/yr needed
15% down ($124,500)$222,798/yr needed
20% down ($166,000)$210,965/yr needed
25% down ($207,500)$199,132/yr needed
Based on 28% housing cost rule. Includes property tax.