Mortgage Rates in West Virginia
Updated April 2026
Key Mortgage Metrics
Median Home Price
$185,000
30-Year Fixed Rate
6.8%
Property Tax Rate
0.58%
Est. Annual Property Tax
$1,073
Housing Market in West Virginia
The median home price in West Virginia is currently $185,000, with an average 30-year fixed mortgage rate of 6.8%. Property taxes in West Virginia average 0.58% of home value, translating to approximately $1,073 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
West Virginia offers several programs to help first-time homebuyers:
- West Virginia Housing Development Fund
- State loan programs
Contact your state housing finance agency for eligibility requirements and application details.
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