Mortgage Rates in Utah
Updated April 2026
Key Mortgage Metrics
Median Home Price
$525,000
30-Year Fixed Rate
6.6%
Property Tax Rate
0.6%
Est. Annual Property Tax
$3,150
Housing Market in Utah
The median home price in Utah is currently $525,000, with an average 30-year fixed mortgage rate of 6.6%. Property taxes in Utah average 0.6% of home value, translating to approximately $3,150 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Utah offers several programs to help first-time homebuyers:
- Utah Housing Finance Agency
- First-time homebuyer programs
Contact your state housing finance agency for eligibility requirements and application details.
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