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Mortgage Rates in South Carolina

Updated April 2026

Key Mortgage Metrics

Median Home Price

$315,000

30-Year Fixed Rate

6.7%

Property Tax Rate

0.57%

Est. Annual Property Tax

$1,795

Housing Market in South Carolina

The median home price in South Carolina is currently $315,000, with an average 30-year fixed mortgage rate of 6.7%. Property taxes in South Carolina average 0.57% of home value, translating to approximately $1,795 annually on a median-priced home.

Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.

First-Time Homebuyer Programs

South Carolina offers several programs to help first-time homebuyers:

  • South Carolina Housing Finance and Development Authority
  • Housing programs

Contact your state housing finance agency for eligibility requirements and application details.

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