Mortgage Rates in Pennsylvania
Updated April 2026
Key Mortgage Metrics
Median Home Price
$280,000
30-Year Fixed Rate
6.6%
Property Tax Rate
1.68%
Est. Annual Property Tax
$4,704
Housing Market in Pennsylvania
The median home price in Pennsylvania is currently $280,000, with an average 30-year fixed mortgage rate of 6.6%. Property taxes in Pennsylvania average 1.68% of home value, translating to approximately $4,704 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Pennsylvania offers several programs to help first-time homebuyers:
- Pennsylvania Housing Finance Agency
- Homeownership programs
Contact your state housing finance agency for eligibility requirements and application details.
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