Mortgage Rates in Ohio
Updated April 2026
Key Mortgage Metrics
Median Home Price
$225,000
30-Year Fixed Rate
6.7%
Property Tax Rate
1.56%
Est. Annual Property Tax
$3,510
Housing Market in Ohio
The median home price in Ohio is currently $225,000, with an average 30-year fixed mortgage rate of 6.7%. Property taxes in Ohio average 1.56% of home value, translating to approximately $3,510 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Ohio offers several programs to help first-time homebuyers:
- Ohio Housing Finance Agency
- First-time homebuyer programs
Contact your state housing finance agency for eligibility requirements and application details.
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