Mortgage Rates in North Dakota
Updated April 2026
Key Mortgage Metrics
Median Home Price
$210,000
30-Year Fixed Rate
6.7%
Property Tax Rate
0.98%
Est. Annual Property Tax
$2,058
Housing Market in North Dakota
The median home price in North Dakota is currently $210,000, with an average 30-year fixed mortgage rate of 6.7%. Property taxes in North Dakota average 0.98% of home value, translating to approximately $2,058 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
North Dakota offers several programs to help first-time homebuyers:
- North Dakota Housing Finance Agency
- Home loan programs
Contact your state housing finance agency for eligibility requirements and application details.
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