Mortgage Rates in North Carolina
Updated April 2026
Key Mortgage Metrics
Median Home Price
$340,000
30-Year Fixed Rate
6.7%
Property Tax Rate
0.88%
Est. Annual Property Tax
$2,992
Housing Market in North Carolina
The median home price in North Carolina is currently $340,000, with an average 30-year fixed mortgage rate of 6.7%. Property taxes in North Carolina average 0.88% of home value, translating to approximately $2,992 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
North Carolina offers several programs to help first-time homebuyers:
- North Carolina Housing Finance Agency
- First-time homebuyer programs
Contact your state housing finance agency for eligibility requirements and application details.
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