Mortgage Rates in Montana
Updated April 2026
Key Mortgage Metrics
Median Home Price
$425,000
30-Year Fixed Rate
6.7%
Property Tax Rate
0.84%
Est. Annual Property Tax
$3,570
Housing Market in Montana
The median home price in Montana is currently $425,000, with an average 30-year fixed mortgage rate of 6.7%. Property taxes in Montana average 0.84% of home value, translating to approximately $3,570 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Montana offers several programs to help first-time homebuyers:
- Montana Housing Finance Agency
- Rural home loans
Contact your state housing finance agency for eligibility requirements and application details.
Related Resources
Calculate More
Explore our network of financial calculators: