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Mortgage Rates in Missouri

Updated April 2026

Key Mortgage Metrics

Median Home Price

$240,000

30-Year Fixed Rate

6.8%

Property Tax Rate

0.97%

Est. Annual Property Tax

$2,328

Housing Market in Missouri

The median home price in Missouri is currently $240,000, with an average 30-year fixed mortgage rate of 6.8%. Property taxes in Missouri average 0.97% of home value, translating to approximately $2,328 annually on a median-priced home.

Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.

First-Time Homebuyer Programs

Missouri offers several programs to help first-time homebuyers:

  • Missouri Housing Development Commission
  • First-time homebuyer programs

Contact your state housing finance agency for eligibility requirements and application details.

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