Mortgage Rates in Maryland
Updated April 2026
Key Mortgage Metrics
Median Home Price
$380,000
30-Year Fixed Rate
6.6%
Property Tax Rate
1.09%
Est. Annual Property Tax
$4,142
Housing Market in Maryland
The median home price in Maryland is currently $380,000, with an average 30-year fixed mortgage rate of 6.6%. Property taxes in Maryland average 1.09% of home value, translating to approximately $4,142 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Maryland offers several programs to help first-time homebuyers:
- Maryland Housing Opportunities Commission
- First-time homebuyer programs
Contact your state housing finance agency for eligibility requirements and application details.
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