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Mortgage Rates in Maine

Updated April 2026

Key Mortgage Metrics

Median Home Price

$280,000

30-Year Fixed Rate

6.6%

Property Tax Rate

1.38%

Est. Annual Property Tax

$3,864

Housing Market in Maine

The median home price in Maine is currently $280,000, with an average 30-year fixed mortgage rate of 6.6%. Property taxes in Maine average 1.38% of home value, translating to approximately $3,864 annually on a median-priced home.

Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.

First-Time Homebuyer Programs

Maine offers several programs to help first-time homebuyers:

  • Maine Housing Authority
  • Homeownership programs

Contact your state housing finance agency for eligibility requirements and application details.

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