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Mortgage Rates in Louisiana

Updated April 2026

Key Mortgage Metrics

Median Home Price

$235,000

30-Year Fixed Rate

6.8%

Property Tax Rate

0.55%

Est. Annual Property Tax

$1,293

Housing Market in Louisiana

The median home price in Louisiana is currently $235,000, with an average 30-year fixed mortgage rate of 6.8%. Property taxes in Louisiana average 0.55% of home value, translating to approximately $1,293 annually on a median-priced home.

Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.

First-Time Homebuyer Programs

Louisiana offers several programs to help first-time homebuyers:

  • Louisiana Housing Finance Agency
  • First-time homebuyer programs

Contact your state housing finance agency for eligibility requirements and application details.

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