Mortgage Rates in Idaho
Updated April 2026
Key Mortgage Metrics
Median Home Price
$420,000
30-Year Fixed Rate
6.7%
Property Tax Rate
0.87%
Est. Annual Property Tax
$3,654
Housing Market in Idaho
The median home price in Idaho is currently $420,000, with an average 30-year fixed mortgage rate of 6.7%. Property taxes in Idaho average 0.87% of home value, translating to approximately $3,654 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Idaho offers several programs to help first-time homebuyers:
- Idaho Housing and Finance Association
- First-time buyer programs
Contact your state housing finance agency for eligibility requirements and application details.
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