Mortgage Rates in Hawaii
Updated April 2026
Key Mortgage Metrics
Median Home Price
$850,000
30-Year Fixed Rate
7%
Property Tax Rate
0.28%
Est. Annual Property Tax
$2,380
Housing Market in Hawaii
The median home price in Hawaii is currently $850,000, with an average 30-year fixed mortgage rate of 7%. Property taxes in Hawaii average 0.28% of home value, translating to approximately $2,380 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Hawaii offers several programs to help first-time homebuyers:
- Hawaii Housing Finance Development Corporation
- Island home loans
Contact your state housing finance agency for eligibility requirements and application details.
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