Mortgage Rates in Georgia
Updated April 2026
Key Mortgage Metrics
Median Home Price
$360,000
30-Year Fixed Rate
6.8%
Property Tax Rate
0.92%
Est. Annual Property Tax
$3,312
Housing Market in Georgia
The median home price in Georgia is currently $360,000, with an average 30-year fixed mortgage rate of 6.8%. Property taxes in Georgia average 0.92% of home value, translating to approximately $3,312 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Georgia offers several programs to help first-time homebuyers:
- Georgia Housing and Finance Authority
- First-time homebuyer programs
Contact your state housing finance agency for eligibility requirements and application details.
Related Resources
Calculate More
Explore our network of financial calculators: