Mortgage Rates in Florida
Updated April 2026
Key Mortgage Metrics
Median Home Price
$420,000
30-Year Fixed Rate
6.8%
Property Tax Rate
0.83%
Est. Annual Property Tax
$3,486
Housing Market in Florida
The median home price in Florida is currently $420,000, with an average 30-year fixed mortgage rate of 6.8%. Property taxes in Florida average 0.83% of home value, translating to approximately $3,486 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Florida offers several programs to help first-time homebuyers:
- Florida Housing Finance Corporation
- State Apartment Incentive Loan Program
Contact your state housing finance agency for eligibility requirements and application details.
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