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Mortgage Rates in Delaware

Updated April 2026

Key Mortgage Metrics

Median Home Price

$320,000

30-Year Fixed Rate

6.6%

Property Tax Rate

0.57%

Est. Annual Property Tax

$1,824

Housing Market in Delaware

The median home price in Delaware is currently $320,000, with an average 30-year fixed mortgage rate of 6.6%. Property taxes in Delaware average 0.57% of home value, translating to approximately $1,824 annually on a median-priced home.

Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.

First-Time Homebuyer Programs

Delaware offers several programs to help first-time homebuyers:

  • Delaware Housing Authority
  • First-time homebuyer grants

Contact your state housing finance agency for eligibility requirements and application details.

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