Mortgage Rates in Colorado
Updated April 2026
Key Mortgage Metrics
Median Home Price
$580,000
30-Year Fixed Rate
6.7%
Property Tax Rate
0.51%
Est. Annual Property Tax
$2,958
Housing Market in Colorado
The median home price in Colorado is currently $580,000, with an average 30-year fixed mortgage rate of 6.7%. Property taxes in Colorado average 0.51% of home value, translating to approximately $2,958 annually on a median-priced home.
Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.
First-Time Homebuyer Programs
Colorado offers several programs to help first-time homebuyers:
- Colorado Housing and Finance Authority
- First-time homebuyer programs
Contact your state housing finance agency for eligibility requirements and application details.
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