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Mortgage Rates in Arkansas

Updated April 2026

Key Mortgage Metrics

Median Home Price

$225,000

30-Year Fixed Rate

6.8%

Property Tax Rate

0.62%

Est. Annual Property Tax

$1,395

Housing Market in Arkansas

The median home price in Arkansas is currently $225,000, with an average 30-year fixed mortgage rate of 6.8%. Property taxes in Arkansas average 0.62% of home value, translating to approximately $1,395 annually on a median-priced home.

Use our mortgage calculator to estimate your monthly payments based on your specific down payment and loan terms.

First-Time Homebuyer Programs

Arkansas offers several programs to help first-time homebuyers:

  • Arkansas Development Finance Authority
  • First-time homebuyer assistance

Contact your state housing finance agency for eligibility requirements and application details.

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